Julie Zwayer is an accomplished technology executive specializing in cybersecurity, technology governance, and automation. She joined Bread Financial in 2024 as Vice President of Technology and Cybersecurity Governance, Risk and Controls at Bread Financial, where she leads strategic initiatives to strengthen cyber risk management, GRC, and regulatory compliance across the organization. Her expertise spans the development and oversight of robust technology and cybersecurity frameworks, the implementation of advanced automation solutions, and the alignment of technology strategies with business objectives.

Julie has been in the industry for 30 years and spent nearly two decades at JPMorgan Chase before joining Bread Financial. Julie’s innovative work in the automation of inherent risk assessment is currently patent pending, underscoring her commitment to advancing the field of risk management through technology. With a professional background rooted in both leadership and technical excellence, she is recognized for driving operational efficiency, fostering a culture of continuous improvement and championing digital transformation within complex enterprise environments.

Julie holds a bachelor’s degree from Ohio Dominican University, is ISACA CRISC and AWS Cloud Practioner certified. She is based in Columbus, Ohio and is an active contributor to the technology and cybersecurity community, frequently engaging in industry events and thought leadership initiatives.